ALL California employers must provide coverage for their California employees
Special Event Insurance for all California's Events and More
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Special Event Insurance in California
Putting on a Special Event such as a concert, conference, workshop, or wedding can be extremely rewarding and at the same time be quite a task to take on. There is an endless list of responsibilities and tasks that come with putting on a successful event. Special Event Coverage should be a high priority when it comes to checking things off the list and JVRC Insurance can help place the proper coverage for your event.
What most people don’t know is that many event locations require proof of Special Event Coverage otherwise known as Event Liability Insurance. What makes JVRC Insurance special is that we are a commercial insurance brokerage. That means we are not limited to just one option and have every California program and carrier available at our fingertips which allows us to find the right Special Event Coverage for your event at the most affordable cost.
Whether your event is 6 months away or 2 days from now, we can provide you with a policy in no time so that you can appease your event location and move on to the fun stuff like actually putting on your special event!
Please see below for a list of some of the Special Event Coverage we can cover …
- Music Festivals
- Weddings
- Art Shows
- Small Concerts
- Trade shows/Conventions
- Birthday Parties
- Fighting Events
- Conferences/Seminars
- Fundraising Events
- Sports Camps
- Amateur Sports
- Christmas Tree Lots
- Carnivals
- Pumpkin Patches
- Fashion Shows
- And much more
Contact us today for a quote! We would love to help out in any way; we are just a click or a call away!
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Frequently Asked Questions about Business Insurance
Why is California Workers Comp Insurance so expensive?
Largely because of claims that occur, experience modifications, fraud and payroll amounts statewide
Where do we get the information we post on our blog site?
The Department of Insurance website, The WCIRB, The Insurance Journal and many other trusted sources
What is an experience modification?
It’s a percentage that compares the payroll and loss history of your company to a similar-sized company within the same industry. For example, if a company has a better than average loss record, their experience modification would be less than 100%. If that is the case you would receive a credit on your Workers Comp rates. If that is not the case however it would result in the opposite, an increase in rates. The experience modification can be closely compared to an individual’s credit score.
Why is Workers Compensation Insurance a necessary requirement?
It is illegal in the state of California to not carry it. There will be penalties, fines and many other consequences if a worker is injured and you do not carry it. Furthermore if there is a claim and you do not have California Workers Compensation Insurance at the time the employer is still liable for all costs relating to the injury which can be devastating to any company.
How does your insurance carrier determine what your experience modification number is?
This is calculated based on your payroll, premium paid and by your reported losses for the last three consecutive years
Who regulates and makes California Workers Compensation laws?
The Department of Insurance regulates the laws and the State Senate makes them
What is a Classification or a class code?
It’s a component used determine the price an employer pays for their workers’ comp insurance premium. Classifications are established for each industry and typically include all jobs or operations within a particular business.