Professional Liability Insurance
for California's Professional
Service Businesses and More

Professional Liability Insurance In California

Professional Liability Insurance for California hits close to home here at JVRC Insurance. It is such a crucial part of our business and covers some of our largest exposures. As a professional, I’m sure you know the liabilities that come with providing a professional service. If you are in the business of providing a service to your client for a fee, you are vulnerable to professional liability risks.

For some businesses, General Liability can cover the majority of their exposures. However, for professionals, general liability leaves a major gap in coverage. Professional Liability is generally excluded on GL policies. You can either acquire this kind of policy individually or combine a General Liability and Professional Liability policy together to fill that void.

A professional liability policy can be labeled a couple different ways such as Errors and Omissions and Malpractice Insurance. Errors and Omissions Insurance (E&O Policy) is considered the same thing, however Malpractice Insurance generally refers to the medical field, such as doctors, dentists, chiropractors, and surgeons.

Professional Liability insurance in California is structured heavily on industry specific needs. There is generally a “special” program for any type of professional business that provides specifically designed limits for your type of business covering particular exposures. JVRC Insurance can obtain these “special” programs and design a California Professional Liability Insurance policy that is just right for you.

What is the difference between General Liability and Professional Liability you ask? Well General Liability generally provides protection for physical harm done to a person or property. Professionals however are trained and certified for a particular area of expertise and if they fail to use that degree of skill, they can be held liable for negligence, misrepresentation, inaccurate advice, and much more which can be covered by a California Professional Liability policy.


Contact Us for Your Professional Liability Insurance In California

If you’re interested in more information about Professional Liability Insurance California cost, would like us to review your current professional liability situation, or just simply have some questions, contact us at  (818) 735-7600 today!