Business Insurance in
California

Workers' compensation insurance is a critical component of doing business in California. JVRC Insurance, one of California's best business insurance companies, has been providing workers' compensation insurance for California businesses for over a decade, ensuring the safety and security of their employees along with providing the most cost effective workers' compensation options available.

General liability insurance in California is probably the most dynamic insurance policy you can purchase to protect your business. Almost all of the businesses and clients you work with will require you to carry General Liability in California and will also ask you for a certificate of insurance to provide proof.

California law states that any vehicle registered in the state of California must be insured by an auto policy. You can accomplish this by either acquiring a personal or commercial auto insurance policy in California. Contact us to determine which type of policy you need and get the best commercial auto insurance in California.

Commercial Property Insurance is a common and vital part of a company’s operational needs. Whether you lease or own your office space, having property insurance will be an important part of protecting your business. Business Property Insurance provides a wide range of coverage for buildings, inventory, equipment, tools, art, construction upgrades, and much more.

It can be quite expensive to own a business in California. Let the best business insurance company in California build you a custom Business Owners Policy (BOP) that can consolidate a variety of coverage for a much lower premium than if they were to be purchased individually.

Though there are many reasons to consider a Commercial Insurance Umbrella policy for your business, there are two that stand out. One, it protects your business from the high cost of a catastrophic claim or lawsuit. Two, you may need to purchase a policy in order to meet the needs of a client, subcontractor, or vendor they are working with that requires you to carry extra coverage.

Professional Liability Insurance for California hits close to home here at JVRC Insurance. It is such a crucial part of our business and covers some of our largest exposures. As a professional, I’m sure you know the liabilities that come with providing a professional service. If you are in the business of providing a service to your client for a fee, you are vulnerable to professional liability risks.

A large number of California businesses are required to have surety bonds in order to conduct business in the state. These surety bonds are also often required by clients, vendors, and other businesses in order to begin a job or project. JVRC Insurance can provide any type of surety bond for all business types and sizes, including contractors.

Group Health Insurance in California has gone through major changes in the past few years. It has been extremely difficult for businesses to follow and keep up with all the rules, changes, and requirements you must abide by.

Am I a small or large employer? Can I get better rates elsewhere? Am I obligated to offer health insurance to my seasonal employees? Valid questions like these are the reasons why JVRC Insurance can help you better understand where your company fits in all of this and what you should know about group health insurance in California.

Whether you’re a small or large business, California EPLI Insurance (Employment Practices Liability Insurance) can cover the majority of employee/employer related lawsuits and exposures. One of a business owner’s greatest risks is potentially being sued by one of their own employees.

Most small business owners struggle with adding this kind of coverage to their list of expenses, however, small businesses can seldom afford the higher costs that come with an employment lawsuit.

JVRC Insurance Services is committed to providing insurance to the rapidly expanding Cannabis Industry. Cannabis dispensary business insurance, cultivator/grower insurance, and banking solutions can be expensive and difficult to acquire. Dealing with the challenges of constant change and conflicting state and federal laws, we can provide complex risk analysis and unique policy options to all business owners.