Best Business Insurance Blogs

Below you will find the best business insurance blogs for the past 12 months. This list is composed of blogs that received the most views according to Google Analytics.

Best Worker's Compensation Insurance

How to Avoid California Worker's Comp Audit Surprises
When it comes to California Workers Comp Audits there is nothing more frustrating than when easily avoidable mistakes are made. This in turn causes the insured to have to pay costly premiums even after their policy period has expired. Read more...

Misclassification of Workers Comp Class Codes and Payroll Codes
One of the major problems facing Workers’ comp is misclassification of workers compensation class codes and payroll codes. It is estimated that almost “$22 billion of payroll is misclassified” every year. This hurdle is especially significant for those with businesses in California, where the misclassified payroll accounts for “one-third of the nationwide total”. Read more...

California Workers Compensation Quotes
So, you are looking to obtain a California Workers Compensation Insurance Quote? Let me walk you through some of the process as well as give you some pointers to help make your experience go as smoothly as possible. The first thing to know is that when communicating with your broker you will be providing information about your business to them. It is very important to remember...read more.

Safety Tips for Work
Every industry is different and safety tips for work environments will vary according to the type of work and potential work-place injuries. As an example, if you do administrative and clerical work, then potential claims will be for ergonomic, back, and other office related accidents. Read more...

 

Best General Business Insurance

What is a Waiver of Subrogation?
What is a Waiver of Subrogation and how does it affect my insurance policy? California small business owners have most likely run over the term waiver of subrogation while reviewing insurance requirements from clients. Since it is commonly requested by clients for many jobs and projects, this endorsement is something every California business owner should be aware of and even possibly add to their own commercial insurance quote(s) or policy(s). Let’s discuss what this endorsement means and why you may need it. Read more...
 
California Commercial Auto Coverage Symbols
As with any insurance policy it is extremely important to take a look at the fine print so you know exactly what kind of coverage you have. This is especially true when shopping for a California commercial automobile policy. Unlike a personal auto policy these can be significantly harder to understand as they are rated using specific numbers called “symbols”. Read more...
 
California Restaurant & Bar Insurance: Liquor Liability & Assault and Battery
Part of the appeal of a California restaurant or bar is the lively and social atmosphere but that can also bring on high and unique risks to the business owner. Serving the general public food and alcohol can result in costly lawsuits if a claim should arise however, with the right coverage that pertains to the needs of your industry and business; these risks won’t be as threatening! Read more...
 
Essential Business Insurance Policies for California Businesses
In any situation, too many options can be overwhelming. This can definitely be the case regarding your California business insurance coverage. With so many different types of commercial insurance policies available, some general while others more specific, deciding which coverages your business truly needs can be challenging. Read more...
 
Marijuana Dispensary Business Insurance
One of the biggest changes this year for businesses and business insurance is the legalization of adult recreational marijuana. It opens up a new industry that requires its own insurance guidelines that are now set in place. If you own a marijuana dispensary, you can start to get everything you need to comply with requirements as well as fully protect your business. Read more...
 
Are California Errors & Omissions (E&O) Insurance and California Professional Liability one in the same and does my business need it?
Being a California business owner and industry professional usually requires expert knowledge and credentials that allow much more advantages for your business, such as charging a higher rate and more validation for your clients that you fully understand the work you provide. Read more...
 
The Benefits of California General Liability Insurance
If you plan on starting or have started a business, you will absolutely need California general liability insurance. What does this mean? What coverage will this give me? How do you know what coverage you will need? How exactly does all of it work you ask? Please see below as I will outline it to help you gain a better understanding. Read more...
 
 
The above list is by no means includes all of the best blogs from 2018. If you'd like to get an answer to your business insurance issue, please feel free to shoot us an email at: services@jvrcinsurance.com.