ALL California employers must provide coverage for their California employees
Our Anaheim Location
Business Insurance Company in
Anaheim
1475 S. State College Blvd.
Suite 222
Anaheim, Ca. 92806
(714)-912-9976
The Anaheim location in Orange County was our third location established in California. It started with an idea to provide an office for one of our very reputable Brokers with hopes to establish a strong presence within Orange County for all commercial insurance needs. Now this office houses a handful of Brokers dedicated to their own success which then extends down to JVRC Insurance Services. Orange County truly offers small to mid-size businesses the ability to co-exist with larger corporations that seem to take up such a large percentage of business. This is why it was so important to us that we offer a real presence here so we can offer our business insurance services to all. It is true that all of our locations can offer the same services without any restrictions to the location of our clients. However, we have come to realize that our clients truly appreciate a face to the name and the ability to stop by at the drop of a dime.
You can have all the confidence in the world that our Anaheim location can offer all of your Commercial Insurance needs and more. If you have some time, check out the rest of our website to learn more about the vast array of services our business insurance agency offers. Whether you are a new business, current business, or one with questions please do not hesitate to contact us. We are always just a click or a call away!
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The Corporate office started off as two men with a common dream and a common goal for creating a successful commercial insurance agency helping surrounding businesses and now we have an office filled with a dedicated team of professionals accomplishing that same goal. Not to mention the other three offices we have offering the same thing. If you are in need of our services whether you are a new business, current business, or one with questions please do not hesitate to contact us. We are just a click or a call away!
Free QuoteFrequently Asked Questions about Business Insurance
Why is California Workers Comp Insurance so expensive?
Largely because of claims that occur, experience modifications, fraud and payroll amounts statewide
Where do we get the information we post on our blog site?
The Department of Insurance website, The WCIRB, The Insurance Journal and many other trusted sources
What is an experience modification?
It’s a percentage that compares the payroll and loss history of your company to a similar-sized company within the same industry. For example, if a company has a better than average loss record, their experience modification would be less than 100%. If that is the case you would receive a credit on your Workers Comp rates. If that is not the case however it would result in the opposite, an increase in rates. The experience modification can be closely compared to an individual’s credit score.
Why is Workers Compensation Insurance a necessary requirement?
It is illegal in the state of California to not carry it. There will be penalties, fines and many other consequences if a worker is injured and you do not carry it. Furthermore if there is a claim and you do not have California Workers Compensation Insurance at the time the employer is still liable for all costs relating to the injury which can be devastating to any company.
How does your insurance carrier determine what your experience modification number is?
This is calculated based on your payroll, premium paid and by your reported losses for the last three consecutive years
Who regulates and makes California Workers Compensation laws?
The Department of Insurance regulates the laws and the State Senate makes them
What is a Classification or a class code?
It’s a component used determine the price an employer pays for their workers’ comp insurance premium. Classifications are established for each industry and typically include all jobs or operations within a particular business.