ALL California employers must provide coverage for their California employees
20+ Years
Serving businesses with trusted insurance solutions for over two decades.
100% Satisfaction
We’re proud that our clients trust us enough to keep coming back.
2 U.S. Offices
Local support from offices across California.
Business Insurance for Companies in California
We provide tailored business insurance for California companies, including general liability, commercial property, and industry-specific coverage. With deep local expertise and access to top carriers, we help protect your business, reduce risk, and save on premiums.
JVRC Insurance has been providing the best business insurance for companies in California for almost two decades.
We’re experts in specialty business insurance, including contractors, temporary staffing, home healthcare, and more.
Servicing our clients is just as important as gaining their business! Let us know what you need or simply give us a call, we won’t let you down!
Types Of Insurance
We offer many different lines of insurance coverage for any and all sized businesses.
Insurance Partners
We collaborate with top-rated insurance carriers to provide you with the best coverage options and competitive rates. Our trusted partnerships allow us to tailor solutions that fit your unique business needs while ensuring reliability and strong financial backing.
Get a Business Insurance Quote
Get a quick, customized business insurance quote to protect what matters most—fast, simple, and hassle-free.
- Call Us For Any Questions (818) 735-7600
- Email Us For Any Questions services@jvrcinsurance.com
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May 14, GoogleI highly recommend JVRC to anybody looking for business related insurance. I work with Zach and he goes above and beyond for every need that comes up….
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May 14, GoogleRyan is extremely friendly and informative
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May 14, GoogleCompetitive pricing and excellent service. Highly recommended.
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May 14, GoogleI had an awkward insurance situation of which my landlord was asking for very specific wording on COI. I spent many hours and called about every…
Businesses Trust JVRC Insurance
Trusted by companies across California for expert insurance solutions.
Get a Business Insurance Quote
Latest News & Business Insurance Insights
Stay up to date with the newest trends, practical advice, and expert insights to help you navigate the world of business insurance confidently.
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Frequently Asked Questions about Business Insurance
Why is California Workers Comp Insurance so expensive?
Largely because of claims that occur, experience modifications, fraud and payroll amounts statewide
Where do we get the information we post on our blog site?
The Department of Insurance website, The WCIRB, The Insurance Journal and many other trusted sources
What is an experience modification?
It’s a percentage that compares the payroll and loss history of your company to a similar-sized company within the same industry. For example, if a company has a better than average loss record, their experience modification would be less than 100%. If that is the case you would receive a credit on your Workers Comp rates. If that is not the case however it would result in the opposite, an increase in rates. The experience modification can be closely compared to an individual’s credit score.
Why is Workers Compensation Insurance a necessary requirement?
It is illegal in the state of California to not carry it. There will be penalties, fines and many other consequences if a worker is injured and you do not carry it. Furthermore if there is a claim and you do not have California Workers Compensation Insurance at the time the employer is still liable for all costs relating to the injury which can be devastating to any company.
How does your insurance carrier determine what your experience modification number is?
This is calculated based on your payroll, premium paid and by your reported losses for the last three consecutive years
Who regulates and makes California Workers Compensation laws?
The Department of Insurance regulates the laws and the State Senate makes them
What is a Classification or a class code?
It’s a component used determine the price an employer pays for their workers’ comp insurance premium. Classifications are established for each industry and typically include all jobs or operations within a particular business.